Worker’s compensation in Massachusetts
When a worker is injured in Massachusetts during the course of work, they deserve to be compensated for the damage they have suffered. The system of workers’ compensation insurance exists to minimize compensation delays and employer liability. A worker who is hurt on the job may be entitled to workers compensation benefits, regardless of fault, for their injuries through workers’ compensation insurance.
Seek immediate legal counsel
We know that many workers receive automatic approval of their claim, only to find that 180 days later, the benefits are cut off. If you still need the wage and medical benefits or your injuries have not healed, contact a workers’ compensation attorney at Muggeo & Associates.
What should you do after a workplace accident?
If you have been injured at work, or you have developed a disease from working, you should file a workers’ compensation claim. If you need emergency medical attention, see a doctor immediately. Otherwise, you should first provide a notice of your injury to your employer. If you don’t provide your employer with a written notice immediately, an insurance company can claim your injury is not work related. After notifying your employer, seek medical treatment for your injuries if you have not already.
In Massachusetts, if you have been out of work for 5 or more days due to your accident, your employer is required to report your workplace injury to their insurance company and the Department of Industrial Accidents. Your employer notifying the insurer starts the workers’ compensation claim process.
Injuries covered under Massachusetts workers’ compensation
The Workers’ Compensation Act covers almost all employees. Covered employees who suffer from the following injury or illness at their workplace are subject to receive benefits:
- Obvious injuries or trauma
- Diseases / Illnesses (i.e. COPD, Cancer, Hepatitis, COVID-19)
- Mental/emotional illnesses
- Scarring or Disfigurement
The insurance company will want to know everything about your injury when you are applying for worker compensation benefits. The majority of injuries should be covered, as long as they occurred while you were on the clock and conducting the duties of your job. If you have been in a workplace accident in Massachusetts, and you are now dealing with the effects of post-traumatic stress disorder (PTSD), clinical depression, debilitating anxiety, or other mental health problems arising from the injury you suffered, you should also be covered by workers’ compensation for these issues.
You can be covered by workers’ compensation benefits for work-related illnesses. For example, if you work in the construction industry, and have been repeatedly exposed to asbestos and developed mesothelioma, the worker compensation coverage that your employer carries should kick in to cover you.